Remortgage Enquiry

You will be guided with ease through the mortgage journey. With direct access at all times to your own dedicated adviser. The whole process will be managed for you and you will be given regular updates so you can continue with your busy lives.

Complete our quick form to see how much you could SAVE!

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Why are you remortgaging?(Required)

When you remortgage, you are switching your mortgage to another deal, and frequently, another lender.

Remortgages can be used for various reasons. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR, with another lender.

Another example is when you may need to re-mortgage to consolidate debts.



It is worth noting that a remortgage is not the best option in all cases. Even if the lender you are considering switching to is offering a lower APR, you must take into consideration these facts:

The new lender may charge you for valuation and solicitors fees, even if you have already paid these for your mortgage with your current lender.

If you switch mortgage remember to look at the overall repayment period. You may be able to pay less monthly, but check the final repayment date of the mortgage as well.

You may have to pay an early repayment charge to your existing lender if you re-mortgage.

We’re Waiting To Help

Working with clients nationally across the UK, our team are happy to speak to you at a time that is most convenient to you. Get in touch to arrange a no-obligation chat with an experienced and qualified specialist.

Also you may be able to switch your mortgage deal with your current lender, avoiding any unnecessary costs. Many lenders will allow you to switch your mortgage deal reasonably frequently.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered. It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage, you should think carefully before securing other debts against your home. There are other ways to manage debt such as free debt advice charities, you can find out more by contacting the Money Advice Service, these services may be more suitable for you

What Our Clients Say

“Fabulous experience”

We required help with identifying a suitable mortgage product and Zen helped identify not only the right product but also alternative options on how to manage our particular situation.

“10/10 service”

Zen prioritised us and found us a new lender with great rates within our budget really quickly. Their communication has been outstanding throughout with regular emails and calls keeping us in the loop and letting us know as things progress.

“Brilliant”

Zen gave me loads of excellent advice regarding finding a mortgage. They looked for the best deal for me. They always reply to my queries very quickly. They are very knowledgeable and it has been pleasure having them as my mortgage broker.