You can tailor your policy with the following optional cover:
Buildings accidental damage and malicious damage by tenants to cover you for incidents such as banging a nail through a pipe or putting a foot through the ceiling whilst in the loft and malicious damage by your tenants.
Contents accidental damage and malicious damage by tenants so you don’t have to worry about things such as spills on carpets and malicious damage by your tenants.
Legal expenses, rent guarantee and eviction of squatters cover insures you for irrecoverable costs and fees to pursue or defend claims involving breach of tenancy agreement and unpaid rent.
Please note that Landlords Insurance is designed to cover certain unforeseen events and doesn’t cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.